When you drive in Mississippi, you are required to have at least a minimum amount of car insurance, but you should obtain more. There are types of required coverage and mandated coverage amounts for those types. However, the state's minimums are very low compared to other states. It's often helpful for Mississippi residents to get more than the minimum amount. If you are interested in auto insurance, call us at KBI Group today.

With your auto insurance policy comes bodily injury coverage. This pays for third parties injured in a vehicle accident you caused. This coverage pays for the medical bills that come from those injuries and lost wages, and certain other expenses that the injured parties may have. In this state, there is a minimum amount required for a single person injured in this type of accident, and a separate minimum amount is required for all of the injured parties in the accident. Of course, the minimum amounts required by the state would likely not be enough to pay for serious injuries. Talk to an insurance agent about getting a higher amount of this coverage.

With property damage liability coverage, the bills for property damage that come from a vehicle accident you caused are paid for by the insurance policy. Like the bodily injury liability minimum, this minimum may not be enough for an accident with an expensive vehicle or multiple damaged vehicles. It's smart to get a higher amount of this as well

If you are pulled over, you can be asked by law enforcement to show your proof of auto insurance. If you don't have it, expect fees, fines, tickets, etc. To stay on the right side of the law, call us at KBI Group to get started. We can walk you through the insurance process and answer any questions you may have about a policy.